Opportunity Strikes Identity theft isn’t always targeted. It often begins when an opportunity presents itself, like finding an unshredded credit card application that must have blown off of a garbage truck. What does it reveal? A name, an address and a proposed line of credit.
The Stake Out Now that I know the address, I can watch the house and find out what day they put out their garbage. If they didn’t shred this credit app, they probably have thrown away other unshredded documents that might have value. I wait until nightfall and start diving.
A Small Prize I find an expired car insurance policy. This indicates that they might have recently switched insurance companies. I will come back over the following weeks to keep digging, but for now I can use this.
Gone Phishin’ Their phone number is on the policy. I make a call pretending to be the insurance company and thanking them for renewing their policy. The victim insists there must be some mistake, that the policy was cancelled. I apologize. I validate with their information: name, address, makes and models of cars covered. I know their policy number. I now seem completely legit. To confirm their cancellation I need their social security number….
By shredding everything, even documents that seem to contain nothing important, you can avoid becoming an entry in an identity thief’s diary.
Selecting the right shredder More About Identity Theft Best Reviewed Shredders